Countless people still use “123456” as their password. The numeric sequence continues to be the most widely used password among a universal analysis of public databases that were from breached accounts. Upwards of 23 million passwords within the breached accounts used ... » Learn More about Is 123456 Your Password?
Buying a home
Down-payment shouldn’t destroy budget
Maximizing a home down-payment tends to make sense: The larger the down payment, the cheaper the monthly mortgage bill and the better the possibility of building equity quicker. Home down-payment shouldn’t destroy buyers’ budget But putting an excessive amount down could ... » Learn More about Down-payment shouldn’t destroy budget
Home options determined by …
An array of factors play a role in millennial decisions to move to specific areas, and regardless of whether they remain in their home for an extended period or relocate soon after arrival. Millennial home options determined by affordability & jobs A location's job ... » Learn More about Home options determined by …
Less homeowners using home equity
American homeowners are doing something surprising: Despite record levels of home equity available - approximately $1.5 trillion worth - they are using it less via home equity lines of credit and cash-out refinancings. Recession lesson: Less homeowners using home equity Are ... » Learn More about Less homeowners using home equity
A Strategy for First-Time Home-buyers
If you’re a first-time home-buyer who has succeeded in saving enough for a down payment on your very first home - congratulations! You did your homework prior to starting your home search and realized you don’t need 20% for a down payment on your first home. You’ve tackled one of the hardest ... » Learn More about A Strategy for First-Time Home-buyers