Buying a home 2018

In certain hot housing markets, including a letter with your formal offer to purchase a home is all but required. Unfortunately, Hallmark doesn’t make a card for the occasion (yet). Here are a couple of tips:   5 Winning Hints for Writing an Offer Letter   1. Get ... » Learn More about 5 Winning Hints for Writing an Offer Letter

The 30-year FRM inched a mere .01 percentage points higher this week to wind up at 3.65%, while the 15-year version fell .02 percentage points to 3.14%. U.S. long-term rates on mortgages held steady this week, supplying a potential boon to home-buyers amid an uncertain economic ... » Learn More about Rates On Mortgages Hold Steady

Neglecting to obtain the required permit may lead to code violations. A seller should have already taken care of these details, but should a buyer be worried anyway?   Should Buyers Be Concerned With Permit Code Violations?   Question: I am getting a house and am worried about ... » Learn More about Concerned With Permit Code Violations?

Honoring the 25th anniversary of “Friends” this month, we’re looking into the living arrangements of our six favorite “friends”: Rachel, Ross, Monica, Chandler, Joey and Phoebe. They were in their 20s and renting an apartment in New York City’s West Village. We’ve all thought it, and it has even ... » Learn More about Reexamine Apartment Living

More home-buyers are eligible for low rates on mortgages after the average FICO score rose to 706. In post-recession 2009 it had been 686; in pre-recession 2006 it was 690. Credit scores are rising, which bodes well for mortgage seekers trying to secure the best available rates. The average FICO ... » Learn More about FICO Credit Scores Increase to Record High